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Joined BBVA Research in 2015. Prior to this position, she was a member of BBVA Compass’s training program for recent graduates and completed rotations in risk and economics. She obtained an MBA from IESE Business School in Barcelona and a B.S. in Business Administration and Spanish from American University in Washington DC. Her previous work experience is in international trade consulting for foreign governments.
The world economy is transitioning to a carbon-free paradigm triggered by the potentially disastrous effects of climate change. In the following years, vast amounts of capital will be allocated to mitigation and adaptation projects. With the right strategy, the opportunities for the banking industry could outweigh the risks
Baby Boomers present greatest mobile banking growth, spending power, and asset ownership in the short-to-medium term. Given inefficiencies of Social Security program and high debt, retirement planning technology is attractive to Boomers. Companies offering prevention of elder financial abuse will benefit from greater customer trust.
Solid employment growth, stable gasoline prices and low interest rates contributed to robust vehicle sales through the end of 2016. Demand continues to be biased towards light-trucks and away from cars. Auto lending remains healthy, but this could be impacted by future interest rate hikes.