Searcher
Cristina Deblas
Cristina Deblas
Assistant
Global

Latest publications

The crisis has made obvious the fragility of some aspects of EMU, like financial fragmentation and the need of banking consolidation. Banks have merged due to the vulnerability of some players or in order to improve the profitability/efficiency of the sector.
La literatura económica indica que la carga financiera es un importante predictor del sobreendeudamiento de las familias, y se señala el nivel del 20% de la renta disponible de la unidad familiar como un límite crítico.