Searcher
Lucía Pacheco
Lucía Pacheco
Economist
Spain

Lucía Pacheco worked in the Digital Regulation and Trends Unit. Since January 2019 she moved to Regulation and Internal Control, in the Regulation unit. Previously, Lucía worked in the Financial Inclusion Unit, where her work focused on analysing financial regulation and supervision in Latin America and its implications for financial inclusion.

Lucía has a Bachelor’s Degree in Economics from the University of Salamanca and a Master’s Degree in Banking and Financial Regulation from the University of Navarra.

Latest publications

The European Commission has presented an Action Plan to promote innovation in the financial sector, setting the roadmap for fintech in Europe. Most initiatives are positive for the EU financial market, but more ambition is needed if Europe aims to become a global fintech hub.
Fintech refers to the application of new technologies to financial services. Although the term is often used narrowly to refer to start-ups, the fact is that financial institutions and major technology companies also form an active part of the digital transformation of financial services.
In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.