Searcher
Luis Antonio Espinosa
Luis Antonio Espinosa
Economist
Mexico

Luis Antonio Espinosa Carrasco is Economist at BBVA in Mexico. He is part of the work team in charge of analyzing topics of inclusion and financial education, social policy, inequality, poverty and vulnerable groups.

Before joining BBVA research, Luis was in charge of the analysis and research as a coordinator of the Evaluation and financial education department, by collaborating in the development of strategies and instruments for monitoring and evaluation of the Financial Education Program.

He is a graduate of the National Autonomous University of Mexico (UNAM), where he completed a degree in Economics with honors. Additionally, Luis was a research assistant at the Institute of Economic Research (IIEc) in projects with topics related to the global and regional financial system.

Latest publications

Between 2008 and 2018, poverty in Mexico decreased from 44.4% to 41.9%, but increased in absolute terms, from 49.5 to 52.4 million people. In equity of income, measured by the Gini coefficient, Mexico would move from place 136 to 122 of a total of 164 countries, advancing 14 positions.
An analysis of the POS operations in gas stations in the Valle de Mexico metro-area are analyzed by day and hour. The crisis began at noon on Tuesday January 8, lasted 13 days, ended on January 20, 16% more gasoline was loaded per operation, and the purchase was increased up to 400% at late night and in the early morning.
The main results of ENIF 2018 (the National Survey on Financial Inclusion 2018) are being presented, and the situation and challenges that the government of AMLO and the financial institutions will face with regards to inclusion and financial education. 47.1% of the population has a bank or financial account (savings), 31.1% credit or credit card and 25.4% insurance.