Maria Victoria Ramírez is an Economist at the BBVA Research Global Financial Scenarios Unit. She has a Master’s Degree in Finance from the Carlos III University of Madrid. Previously she was an intern in the Mercantil Banco Universal Department of Market Risk in Venezuela, where she monitored the sovereign debt and credit risk of many countries daily, focusing particularly on emerging markets.

She received her Bachelor’s Degree in Economy from the Andrés Bello Catholic University in Caracas, Venezuela, where she graduated number two in her class. She also received two awards for outstanding academic results from the Faculty of Economics during her time at the university.