Pep Ruiz |

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Pep Ruiz

BBVA Research

Principal Economist

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•Degree in Economics, Universidad Autónoma de Barcelona

•Adviser at the Office of the Prime Minister (1995)

•Associate Professor, Universidad Carlos III (1996)

•General Director of the Public Rental Agency (SPA) (2005-2007)

•Real Estate Analysis Director at Analistas Financieros Internacionales (2007-2009)

•At BBVA since 1997

Latest publications

Spain | Time is running fast for the Recovery Plan

January 23, 2026

The Recovery, Transformation, and Resilience Plan is entering its final stretch with an undeniable challenge: it is time to turn commitments into executed projects.

Spain | Regional Economic Outlook. January 2026

January 20, 2026

Between 2025 and 2027, regional growth will increasingly rely on domestic demand. In 2025, service-oriented regions stand out; in 2026, consumption and investment will gain prominence, and in 2027, industry and exports in the northern regions will become more relevant.

Big Data techniques used

Spain | Granular monitoring of the Recovery Plan. December 2025

December 23, 2025

Public administrations have awarded contracts and grants equivalent to 75% of the planned investments financed with transfers from the Recovery and Resilience Facility (3.6% of GDP). However, the pace of implementation has slowed, and it will need to be accelerated to meet the planned deadlines and objectives.