Betty Huang is an Economist at BBVA. She joined BBVA in 2014, Research Department since 2014, where she assists the Chief Economist for Asia to conduct research in various areas.
Prior to joining BBVA, she worked as network planner in Yanchang and Shell Petroleum Company and was involved in a number of projects involving clients from the banking sector, including Chang Hwa Bank (CHB) in Hong Kong and China Minsheng Banking in mainland China.
Betty obtained her Master degree majoring in International Banking and Finance from Lingnan University of Hong Kong, and holds a Bachelor degree in Economics from Shanxi University.
Although the non-performing loan ratio remained stable and the capital adequacy ratio still sufficient to meet financial needs, there is a diverging trend between large and small commercial banks. Some small banks are subject to capital shortfall amid deteriorating asset quality and persistent regulations on shadow banking.
March 21, 2019
China | Five facts about outward direct investment and their implication for future trend
China’s ODI continues its downtrend in 2018 with energy sector outperforms other sectors. The share of Belt Road Initiative (BRI) countries is increasing, while other countries’ sentiments toward China’s investment remain mixed. We project China’s ODI is likely to bottom out in 2019 amid tougher scrutiny at home and abroad, while the long-term prospect remains positive.
In face of intensifying growth headwinds and private enterprises woes, the authorities have shifted their policy stance from "deleveraging" to "stabilizing firm's leverage". Stimulating growth and controlling debt at the same time is a challenging task, the authorities could achieve a balanced objective if appropriate policy initiatives are to be implemented.