Crista Pérez is part of the team in charge of analysing regulatory issues in BBVA Research Mexico.
Before joining BBVA, she worked as Director of International Liaison, in the Secretariat of Finance and Public Credit (SHCP), where she was responsible for negotiating topics of financial services and capital movements in international agreements and forums, such as the United States-Mexico-Canada Agreement (USMCA). She collaborated in the development of a strategy to reduce the use of cash, in matters of green finance and anti-money laundering and counter terrorist financing. Previously, she worked in the Secretariat of Economy where she analysed regulations of several sectors within the scope of international agreements.
She has a BA in Economics from the Universidad Autónoma Metropolitana, a BA in International Business from the Instituto Politécnico Nacional, and a Diploma in Financial Markets and Risks Analysis from the Universidad Nacional Autónoma de México. Crista participates as speaker in forums of foreign trade.
In July 2022, the balance of the current credit portfolio granted by commercial banks to the non-financial private sector (NFPS) grew at a real annual rate of 3.2%, while traditional bank deposits (demand + term) registered a real annual growth rate of 1.9%.
During October 2021, traditional private sector deposits increased in real terms, driven by employment and the rate hike cycle. The current credit portfolio granted by commercial banks to the non-financial private sector (NFPS) grew 0.2% in nominal terms.
Housing credit from commercial banks registered better granting conditions and a recomposition in their destination, while the automotive segment showed a drop in real terms, despite offering better conditions on both terms and interest rates. Business credit fell 3.1% YoY during August.