Searcher
Jose Felix Izquierdo
Jose Felix Izquierdo
Senior Economist
Spain

Jose Felix Izquierdo Economist Financial Systems Unit BBVA Research by the quantitative analysis and econometric modeling of the main variables of the financial systems in Spain and South America.


Previously to this position, José Félix Izquierdo was Economist in the areas of Spain, Europe, the OECD, and Methodologies and Modeling of BBVA Research, was Economist at the Department of Economic Analysis of Red Eléctrica de España (REE), and Economist in the consulting Predyco SL.


He obtained the Degree in Quantitative Economics in 1985 at Universidad Complutense de Madrid, and an MsC in Econometrics and Time Series at Centro de Formación del Banco de España in 1987. He is the author of several publications of economic and financial papers published in specialized magazines and contributor to financial press.

Latest publications

Durante los últimos años, diversos factores han venido afectando a la provisión de nuevo crédito al sector privado español. En este documento, se describen los modelos econométricos que se han estimado para intentar cuantificar la importancia de estos factores.
The crisis has made obvious the fragility of some aspects of EMU, like financial fragmentation and the need of banking consolidation. Banks have merged due to the vulnerability of some players or in order to improve the profitability/efficiency of the sector.
Los depósitos en el sistema financiero peruano se establecen en soles y en US$. Los primeros mantienen, principalmente, la función de transaccional de la economía y los segundos como depósito de valor. En los trasvases de uno a otro, el tipo de cambio y las expectativas sobre el mismo juegan un papel relevante.