Searcher
Guillermo Jr. Cárdenas Salgado
Guillermo Jr. Cárdenas Salgado
Senior Economist
Mexico

Guillermo Jr. Cárdenas Salgado holds a degree in Economics from the National Autonomous University of Mexico (UNAM) and a master's degree in Economics from the Center for Research and Teaching in Economics (CIDE).

He is Senior Economist in Mexico. He is specialist in the analysis of inclusion and financial education, poverty, inequality, vulnerable groups and social policy; and in evaluations of design, operation, results and impact.

Previously, he worked at the Rural Financial Development Agency (Financiera Nacional de Desarrollo Agropecuario, Rural, Forestal y Pesquero), and has experience in evaluating different government Programs and Institutions such as: Opportunities, LICONSA, DICONSA and Public Assistance Forecasts, among others.

Latest publications

On April 12, the Mexican National Banking Commission (CNBV) published the level of financial literacy of Mexicans in 2018, which was 58.2 out of 100 points. This note describes the main questions related to financial "knowledge", "behaviors" and "attitudes" that were answered incorrectly by more than half of Mexicans.
The main results of ENIF 2018 (the National Survey on Financial Inclusion 2018) are being presented, and the situation and challenges that the government of AMLO and the financial institutions will face with regards to inclusion and financial education. 47.1% of the population has a bank or financial account (savings), 31.1% credit or credit card and 25.4% insurance.
Although the consultation indicates that the new refinery in Dos Bocas will cost 50 billion pesos (0.22% of GDP), we consider that it refers only to the first stage, since the incoming Secretary of Energy, Rocío Nahle, estimated that it would cost 160 billion pesos (0.69% of GDP) and would be completed in 3 years.