Searcher
Guillermo Jr. Cárdenas Salgado
Guillermo Jr. Cárdenas Salgado
BBVA Research - Senior Economist

Guillermo Jr. Cárdenas Salgado holds a degree in Economics from the National Autonomous University of Mexico (UNAM) and a master's degree in Economics from the Center for Research and Teaching in Economics (CIDE).

He is Senior Economist in Mexico. He is specialist in the analysis of inclusion and financial education, poverty, inequality, vulnerable groups and social policy; and in evaluations of design, operation, results and impact.

Previously, he worked at the Rural Financial Development Agency (Financiera Nacional de Desarrollo Agropecuario, Rural, Forestal y Pesquero), and has experience in evaluating different government Programs and Institutions such as: Opportunities, LICONSA, DICONSA and Public Assistance Forecasts, among others.

Latest publications

Base on the National Financial Health Survey (Ensafi) 2023, presented in June 2024, this press article mentions some advantages of having financial inclusion metrics at the household level (inquiring whether any member has any financial product or service).
In the 2024-I quarter, on average, the population in labor poverty was able to cover only 42.3% of the food basket with their labor income. In Baja California, Guerrero and Oaxaca, people in labor poverty can purchase less than 1/3 of the food basket.
This note contains some relevant characteristics and results of the recently published National Survey on Financial Health (Ensafi) 2023, carried out to understand all the aspects that can define the state of financial health of adults in Mexico.