Searcher
Mariana Angélica Torán
Mariana Angélica Torán
Principal Economist
Mexico

Mariana Torán is a Senior Economist in the Banking team in Mexico. Her main functions focus on the analysis of the Mexican banking system, including conjuncture and long-term analysis on the evolution of credit and savings, as well as the forecasts of the banking variables.


Mariana Torán worked as Deputy Director of Supervision at the National Retirement Savings System Commission (CONSAR), and as Director of Industrial Banking and Commerce in the Development Banking Unit at the Ministry of Finance and Public Credit (SHCP). She also worked as Associate Director in the Public Finance group of Standard & Poor's Rating Services and as Head of Office in the General Directorate of Economic Research at Banco de Mexico.


She obtained a BA in Economics from the Autonomous Technological Institute of Mexico (ITAM), a Master’s in Economics from the University of Michigan and a Diploma in Dynamic Econometric Models (ITAM).

Latest publications

The liquidation process of Banco Ahorro Famsa begins. Consumer loans are no longer driving total private sector financing. Bank deposits reverse the weakness shown since the second half of 2019.
The impairment of the employment and income indicators stemming from the COVID pandemic has brought questions about the health of banks. Despite the complexity of the current situation, it should be noted that the fundamentals of the banking system as a whole show strength to face the economic consequences of the pandemic.
The momentum of non-financial private sector credit is partly based on the accounting effect of exchange rate depreciation. Companies use their credit lines to cover liquidity needs in face of the health emergency. Consumer loans are no longer driving total private sector financing.