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    Virginia Marcos Herreros
    Virginia Marcos Herreros
    BBVA Research - Principal Economist

    Virginia Marcos has been part of the BBVA Research team since November of 2018. She began her career in the BBVA Group in 2004 through the branch network and was engaged in Finance roles, first as an analyst to monitor the European peer group between 2006 and 2012, and subsequently as a Capital Management Specialist between 2012 and 2018. She analysed the Group’s capital outlook, its subsidiaries and its particular vision, developed dividend policies and other capital proposals, and prepared the ICAAP.

    Virginia has a bachelor’s degree in the Administration and Management of Companies from Madrid Autonomous University as part of the Educational Cooperation Programme. She also has an Advanced Studies Diploma (DEA) in financial economics from the National Distance Education University (UNED).

    Latest publications

    October 3, 2022

    Spain | Private debt, a situation better than in the past
    Private debt among Spanish companies and households, according to the Bank of Spain’s Financial Accounts for the Spanish Economy, currently stands at 135% of GDP, in line with the eurozone (137%). While both economies now find themselves at a similar juncture, they have followed very different paths.

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    August 9, 2021

    Europe | European banking: increasing the stress on an already stressed scenario
    On July 30, the European Banking Authority (EBA) published the results of the stress tests it regularly carries out on the major European Union banks. The top 50 banks (covering 70% of total EU banking assets) were analyzed for a baseline and an adverse scenario over a three-year horizon.

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    May 31, 2021

    Spain | Corporate debt in the time of COVID-19
    Spanish companies are facing the invisible attack of COVID-19 from a position of relative strength after experiencing strong deleveraging over the past decade due to the Global Financial Crisis, which led them to lower their debt from levels of more than 110% of GDP (2008) to 73% (2019).

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