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Fintech refers to the application of new technologies to financial services. Although the term is often used narrowly to refer to start-ups, the fact is that financial institutions and major technology companies also form an active part of the digital transformation of financial services.
On Sep 30 the European Commission released an Action Plan on Building a Capital Markets Union, after a public consultation last February. This document provides a more detailed roadmap until 2017 and specific proposals in key areas like securitization and covered bonds. In 2017, the Commission will take stock of the progres…
