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La inclusión financiera es una prioridad en la agenda de gobiernos, reguladores y autoridades internacionales. Un marco regulatorio adecuado es una condición necesaria para avanzar en inclusión financiera. El Índice de Prácticas Regulatorias para la Inclusión Financiera evalúa y compara los marcos regulatorios de 8 países l…

The index assesses and compares the quality of regulations that influence financial inclusion in 8 Latin American countries. It defines three categories of regulatory practices: the enablers, which determine the overall quality of the financial environment; the promoters, which deal with specific market frictions; and the p…

In this issue we focus on: A Digital Single Market Strategy for Europe; Electronic identification for the digital market; Crowdfunding regulation in Spain; Technology to extend financial access; and The digital economy: hares or tortoises.

New ways of understanding banking, technological improvements, and regulation yield new means of interaction between customers and banks through outsourcing agreements. This paper provides the first harmonised database with information on the n…