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In order to analyze national tourism flows in Spain and identify possible patterns and changes in preferences due to the pandemic, gravity models have been estimated using data on card spending by BBVA customers outside their usual province of residence in 2018-2021.

Nominal card purchases increased 26% year-on-year in August (29% in July). Both the face-to-face channel (20%) and, above all, the online channel (42%) contributed to the year-on-year slowdown in spending, which was more pronounced in transactions with foreign cards (64%) than Spanish ones (22%).

In June 2022, the nominal balance of the current credit portfolio granted by commercial banks to the NFPS grew 11.1% annually (2.9% real), while traditional bank deposits registered a nominal growth rate of 10.2% (2.1% real), maintaining the gr…

Card purchases increased 34% year-on-year in June (42% in May). Both the face-to-face and online channels contributed to the year-on-year slowdown in spending, which was more pronounced in transactions with foreign cards than Spanish ones.

Card spending increased 41% year-on-year in May (51% in April). Progress was greater in the online channel (69%) than in the face-to-face channel (30%). The end of the state of alarm in May 2021 magnified the year-on-year slowdown in purchases,…

Tourist spending by Spaniards outside their usual province of residence remained 6 pp below 2019 levels in the first three months of 2022. The effect of Easter pushed up consumption in mid-April and the latest data from the May bank holiday point to greater dynamism than in 2019.

Card purchases increased by 51% year-on-year in April (39% in March). Growth was greater in the online channel (81%) than in the face-to-face channel (40%), and both transactions with Spanish cards and, above all, with foreign cards gained momentum.

Card spending up 39% YoY in March (53% in February). Progress was greater in the online channel (74%) than in the face-to-face channel (25%). The slowdown in growth was more pronounced in face-to-face purchases, especially with foreign cards.

Card purchases in Dec-21 were 38% higher than in the same period of 2019, 2 points lower than in November (31% YoY). The slowdown in spending with foreign cards, both face-to-face (4%) and online (-35%), offset the increase in transactions with…

Card spending in November was 40% higher than in the same month of 2019, in line with what happened in October (49% YoY). The upturn in face-to-face transactions with foreign cards and online transactions with Spanish cards offset the lower adv…

Card spending in October was 40% higher than in the same month of 2019 (37% in September) driven, above all, by the recovery of purchases with foreign cards, which exceeded 2019 records for the first time since the beginning of the health crisis.

Card spending in September was 37% higher than in the same month of 2019 (35% in August) driven by the upturn in purchases with Spanish cards. Face-to-face transactions gained traction (26%), while online transactions slowed their progress (72%).