Digital Economy

Digital Economy latest publications

September 19, 2019

Use of technology in the daily life of the Colombian economy

There are 29m Internet users in Colombia, however the use of digital banking is still low but growing. There are access gaps between rural and urban and income levels. In businesses, there is a significant gap in the use of ICTs by the size of the business, smaller business argue they don’t find a benefit in them.

July 30, 2019

Employment vulnerability to the digital revolution: some stylized facts on five countries

We analyze the likelihood of job automation in a sample of emerging economies: Argentina, Colombia, Mexico, Peru and Turkey. The average risk of automation ranges between 54% and 64. The countries show similar patterns in different aspects, such as distinctions by gender, age and education levels.

August 31, 2018

Research Insights from Jackson Hole

This year's symposium at Jackson Hole focused on the changes to market structures (i.e. competition, concentration... among others) brought by new technologies. Showcasing research insights from leading academics, it centered on the evidence, causes and implications to the economy and future monetary policy.

March 13, 2018

Digital Economy Outlook. First quarter 2018

In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.

January 20, 2017

Digital Economy Outlook. January 2017

In this issue we will focus on: Algorithms challenge the banking industry; Does blockchain fit into current legal frameworks?; Turning the spotlight on shadow banking: pros and cons of the darkness and; The Internet of Things and digital banking

November 10, 2016

Datos abiertos: big data al servicio de los ciudadanos

El acceso a los datos y su reutilización para la construcción de nuevos servicios son dos de las bases de la economía digital. Desde que en 2010 The Economist publicara su artículo “The data deluge” el término big data ha sido uno de los mantras de la nueva era de internet.

October 28, 2016

Protection of Customers’ Funds in Electronic Money: a myriad of regulatory approaches

Like all financial services, electronic money presents risks that need to be addressed. National regulatory efforts have followed a myriad of approaches to ensure that customers (i) are effectively protected against loss of their funds in the event of insolvency of the issuer (insolvency risk) and (ii) are able to access th…

October 19, 2016

Digital Economy Outlook. October 2016

In this issue we focus on: Cloud computing in the EU: a fragmented regulatory framework; The impact of technological advances on the labour market ; Digital divide and development: an analysis of asymmetries in Internet use; InsurTech and the disruptive insurance ecosystem; and Virtual Assistants: artificial intelligence at…