ENIF latest publications

December 29, 2018

Financial Inclusion: No Significant Progress

At the end of last month, the results of the third Mexican National Survey for Financial Inclusion—one of the most comprehensive financial inclusion surveys in the world—were released by the Mexican Office for the Treasury and Public Credit, the Mexican National Banking and Securities Commission and INEGI (Instituto Naciona…

December 21, 2018

Mexico | ENIF 2018: 63.2% of Mexicans use informal savings, 70.2% use informal credit

The main results of ENIF 2018 (the National Survey on Financial Inclusion 2018) are being presented, and the situation and challenges that the government of AMLO and the financial institutions will face with regards to inclusion and financial education. 47.1% of the population has a bank or financial account (savings), 31.1…

July 22, 2014

Mexico Banking Outlook First Half 2014

The recovery in the Mexican economy is beginning to show in the lending and deposit figures reported by the banking system. The stronger performance of jobs and consumer spending has fed through into a recovery of credit. Deposit-taking has picked up in line with the acceleration in the economy

July 22, 2014

Do remittances foster financial inclusion in Mexico?

With data from the National Financial Inclusion Survey (ENIF 2012), we estimate Probit models controlling by different variables. After estimating marginal effects at the means (MEMS), we found that households receiving remittances are more likely to have bank accounts (+10.2% to +11.3%) and to use bank branches (+11.0% to …

June 18, 2014

Determinants of financial inclusion in Mexico based on the 2012 National Financial Inclusi…

This paper explores the factors determining financial inclusion in Mexico from the demand side, based on information from the 2012 National Financial Inclusion Survey

December 10, 2013

Demand factors that influence financial inclusion in Mexico: analysis of the barriers base…

We have analyzed the socioeconomic factors that from the point of view of individual demand, influence the decision of whether or not to use formal saving or credit financial services in Mexico

December 4, 2013

Factores de demanda que influyen en la Inclusión Financiera en México: Análisis de las bar…

Análisis de los factores socioeconómicos que, desde el punto de vista de la demanda individual, influyen en la decisión de no usar los servicios financieros formales de ahorro o crédito en México

April 26, 2013

Mexico: Results of the National Financial Inclusion Survey

The National Financial Inclusion Survey (ENIF) 2012, prepared by the CNBV and the INEGI helps identify the needs of the population with respect to access and use of financial services