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Financial Systems

Financial Systems latest publications

August 2, 2018

Integrating sustainability into the financial system

“It’s a common defect of men to overlook the storm during the calm.” N. Machiavelli.

May 16, 2018

A new roadmap for European FinTech: Have we gone far enough?

The European Commission has presented an Action Plan to promote innovation in the financial sector, setting the roadmap for fintech in Europe. Most initiatives are positive for the EU financial market, but more ambition is needed if Europe aims to become a global fintech hub.

March 29, 2017

Banking Outlook. March 2017

In this issue we review: Trends and developments in the Spanish banking sector. Spanish banks’ ROE, COE and P/BV ratio. Evolution of the financial burden of families in Europe. Management of non-performing assets in Europe. Peru: deposits in soles and exchange rate expectations.

February 27, 2017

Convergencia en la carga financiera familiar: tipos y desapalancamiento factores clave

La literatura económica indica que la carga financiera es un importante predictor del sobreendeudamiento de las familias, y se señala el nivel del 20% de la renta disponible de la unidad familiar como un límite crítico.

February 20, 2017

Los depósitos en Perú y las expectativas sobre el tipo de cambio

Los depósitos en el sistema financiero peruano se establecen en soles y en US$. Los primeros mantienen, principalmente, la función de transaccional de la economía y los segundos como depósito de valor. En los trasvases de uno a otro, el tipo de cambio y las expectativas sobre el mismo juegan un papel relevante.
  • Geography Tags
  • Peru

December 5, 2016

Italian banks’ future at stake in the referendum

The international community, and especially the rest of Europe, is holding its breath over the referendum to be held in Italy on 4 December. Ratification of the constitutional reform seeking among other things to curtail the powers of the Senate, is crucial if a new period of political and financial instability is to be avo…

October 24, 2016

Exposición inmobiliaria: progresa adecuadamente

El sistema bancario español se está enfrentando a una gran cantidad de retos desde la crisis económico-financiera de 2008.

January 12, 2015

Digging into the comprehensive assessment data: asset quality evolution

NPL ratios are much higher in peripheral countries than in core countries (as well as coverage ratios); The stress test might have been benign for some banking sectors; The cost of risk in the stress test does not stay at 2013 levels as impairments in 2014 are usually lower than those of 2013.