Publications

Sectoral focus is crucial for Colombia's economic recovery, but this requires investment. In Colombia and globally, financing is largely reliant on own resources and bank loans, overlooking the potential of capital markets to fuel sectoral growth.

Banks maintain levels of capital and liquidity above regulatory minima, along with higher profitability, even with a higher cost of risk. All the portfolios that make up bank credit to the non-financial private sector (NFPS) have registered growth in real terms.

The banking system’s capital and liquidity levels remain above regulatory minima. Financing to the private sector regains its dynamism. All the portafolios that make up commercial banking credit to the non-financial private sector have achieved growth in real terms.

Credit to households has shown greater recovery and is the main impulse for the growth of financing to the private sector, while the weakness of business financing lingers. Likewise, demand deposits maintain their dynamism, while the growth of time deposits remains in red figures.

The banking system has maintained outstanding capital and liquidity levels, which up to now have allowed it to face the adverse effects associated with the pandemic.

Credit to the private sector slowed down due to lower demand. The business and consumer portfolios contracted, while the housing portfolio reduced its dynamism. Financing to the public sector accelerated significantly.

The Financial Stability Report highlights that the pace of private financing to households and firms has diminished. There are upward risks for households and firm’s non-performing loans as the economy and employment have impaired recently.

Through the “Financial Stability Report” (REF), Banco de México (Banxico) monitors the main risks and vulnerabilities that could affect the stability of the Mexican financial system.