Publications

In this publication you will find, on a weekly basis, our selection of the most relevant news regarding financial regulation.

Information and Communication Technologies (ICT) are developing and permeating our society for the purpose of helping us to achieve our goals more effectively and ease the way toward the challenges in store.

The use of ICT at home has spread extensively throughout Europe, albeit with differing intensity in each country. Based on Eurostat data, this observatory outlines the importance of computer use, of the internet and its ends during the recent recession, comparing European countries.

La nueva economía, fuertemente basada en las tecnologías de la información y las comunicaciones (TIC), está avanzando exponencialmente en los últimos años.

The so-called digital economy, understood as that economy based on Information and Communication Technology (ICT), has developed out of the incorporation into society of the Internet phenomenon. The incorporation of new and improved tools in communication and information has affected the behaviour of all economic agents.

The study of the process of this phenomenon can be conducted on either the supply or the demand side. On the supply side, innovation is one of the main pillars underpinning economic growth in countries (Schumpeter,1910; Romer, 1995). On the demand side, there is an abundance of literature, that develops the theories of technological dissemination (Bass, 1964; Rogers, 1995)

In this issue we focus on: A Digital Single Market Strategy for Europe; Electronic identification for the digital market; Crowdfunding regulation in Spain; Technology to extend financial access; and The digital economy: hares or tortoises.