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Online financial products and Literary Realism

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In talking about the current scenario of online sign-ups for financial products in Spain, we could refer to the lines of the poet Ramón de Campoamor, one of the exponents of Literary Realism: “it all depends on the colour / of the glass through which we look”.

Available in Spanish, English

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Digital Economy Outlook. First quarter 2018

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In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.

Available in Spanish, English

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Digital identity: Who are we on the Net?

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The ability to prove that you are who you say you are is a cornerstone of economic and social development, because it allows us access to basic public and private services, such as health, education and financial services... According to the World Bank, there are some 1.1 billion people in the world who cannot prove their identity, i.e. 14% of the entire population.

Available in Spanish, English

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Peru | Advances in digitalisation

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Peru is still lagging behind the region in the process of digitalisation. However, there have been advances such as the increased use of the internet by families, a reduction in the concentration of companies offering internet services and improvements in infrastructure. Going forward, it is anticipated that these favourable trends will continue.

Units:
Geographies:Peru

Available in Spanish, English

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Young people in emerging countries – are ICTs as necessary as food and drink?

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To paraphrase Francisco de Quevedo, we are people who are glued to our mobiles, and these phones have to be exceptional, with an infinite Internet connection. This image, which can be applied to all information and communications technology (ICT), is especially evident among the young.

Available in Spanish, English

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Infographic. The importance of ICT in developing countries

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The aim of the document is to point out the importance of ICT in developing and emerging countries from a demand-side perspective. We find that having a cell phone and internet access are gaining importance among individuals’ basic needs. Younger people consider ICT-related needs more basic than older people do.

Available in Spanish, English

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Infographic. The use of ICT in European households

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The use of ICT at home has spread extensively throughout Europe, albeit with differing intensity in each country.

Geographies:Europe

Available in Spanish, English

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The use of ICT in European households: a comparative study

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The use of ICT at home has spread extensively throughout Europe, albeit with differing intensity in each country. Based on Eurostat data, this observatory outlines the importance of computer use, of the internet and its ends during the recent recession, comparing European countries.

Geographies:Europe

Available in Spanish, English

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DiGiX: The Digitization Index

Document Number 17/03

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The Digitization Index (DiGiX) assesses the factors, agents’ behavior and institutions that enable a country to fully leverage Information and Communication Technologies (ICTs) for increased competitiveness and well-being. It is a composite index that summarizes relevant indicators on 100 countries’ digital performance.

Available in English

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Digital Divide and Economic Development: Are they related?

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Information and communication technologies (ITC) are a major growth driver for the global economy, as the interaction between agents is increasingly based on these instruments, especially Internet.

Available in Spanish, English

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Uruguay: Digital Context

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Uruguay is in a leading position in terms of digital content compared to other countries in the region, as shown in the 2015 Structural Digitization Index developed by BBVA Research. In this regard, Uruguay’s digital scenario is close to that of developed countries like Luxembourg, Ireland and Belgium, among others.

Available in Spanish, English

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Brazil: Digital Context

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In terms of digital context, Brazil has a better position than other Latin American countries such as Colombia, Mexico and Peru, especially for individual usage. Brazil stands out among its neighbours in terms of new firm creation, with a similar level to Spain.

Available in Spanish, English

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Pacific Alliance: Digital Context

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The Pacific Alliance (PA) has a high position regarding Internet contents compared to LATAM. However, it has an improvement margin in terms of Internet affordability. Chile registers an advantageous position in all dimensions of the digitization index among the PA members. The home is the main place to access the Internet, although its importance varies between countries.

Available in Spanish, English

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Digital divide and development

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The so-called digital economy, understood as that economy based on Information and Communication Technology (ICT), has developed out of the incorporation into society of the Internet phenomenon. The incorporation of new and improved tools in communication and information has affected the behaviour of all economic agents.

Available in Spanish, English

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