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September 2, 2014

New Banking, Banking for All: the “Peru Model”

The Peru Model for financial inclusion is based on the creation of an ecosystem for mobile payments based on electronic money, with the aim of making formal financial services available to most of the population. It is a single platform where financial institutions, telecommunications companies and customers interact, in an…

July 2, 2014

M-PESA: The Best of Both Worlds

The lack of financial inclusion in Kenya is fueled by an array of adverse policies and conditions. Many Kenyans live in isolated, rural areas, locations where banks see traditional establishments as extremely unprofitable. The marriage between technology and behavior of the Kenyan population, make M-PESA’s success real. M-P…