The importance of financial innovation is increasing in the eyes of the authorities and the media. This is due to the fact that new banking services that are emerging with the entry of new firms into the markets. However, it can also signal the appearance of new areas of risk, requiring closer supervision by the authorities.
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In this issue we focus on: The UK’s FCA: an active role in promoting innovation; Is the digital transformation the quintessence for financial inclusion?; PSD2, a Business Model Perspective; Big Data to track geopolitical and social events; and Artificial Intelligence perspectives: How internet giants leverage AI.