Retail banking

Retail banking latest publications

July 3, 2017

Banking once again focuses on retail

The banking sector is undergoing a significant transformation. In Spain, the old system of 45 savings banks has been reduced to just ten regular banks. In Europe, the number of credit institutions has gone down from 8,600 in 2008 to 6,500 at the start of 2017.

July 11, 2016

Regulatory impact on global banks

The footprint of foreign banks internationally, which had grown considerably until the financial crisis, grounded to a halt and even declined slightly after 2008. Cross-border loans have also dropped off globally. What’s behind the recent pullback by global banks? Why is there such a big difference between regions? Are ther…

May 19, 2014

The new regulatory environment: a global retail bank view

Banks are under the burden of increasingly heavy regulation. Ring fencing trend is worrying, especially for global banks