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The reform proposal is correct and constitutes a step in the right direction. The SHCP would propose adjustments to the current regime in order to increase coverage and replacement rates of IMSS pensions

The most relevant proposed changes are: a) incorporation of returns in the determination of the fee collection scheme, b) greater flexibility of the investment regime, c) greater ease for workers to have voluntary savings, and d) transformation of the figure of "investment companies specialized in retirement funds" to "inve…