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Welfare latest publications

October 14, 2019

Financial Health: Prevention Is Better than Cure

Financial Education Day was celebrated in Spain on Monday, October 7. We have also recently started to notice the effects of the beginning of autumn on health.

August 30, 2019

Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health

This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.

June 30, 2016

¿Es viable nuestro sistema de pensiones? Propuestas de mejora

Para que el sistema de reparto pueda atender al objetivo de suficiencia debe ser viable/sostenible. Si el sistema no es sostenible no podrá garantizar pensiones adecuadas y suficientes, y generará incertidumbres que afectarán negativamente a la inversión, al empleo, al crecimiento y al bienestar.

January 23, 2014

Pensiones, bienestar y crecimiento económico

En este trabajo se analizan los efectos de los sistemas de pensiones de reparto y capitalización sobre el bienestar social