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Digital Regulation latest publications

January 14, 2020

DiGiX 2019: Tracking Digital Evolution

DiGiX is a composite index that measures the degree of digitization in 99 countries around the world. It classifies information into three broad categories, supply conditions, demand conditions, and institutional environment.

December 2, 2019

Data and competition: Challenges for the digital sector in Europe

The European Commission is set to start the new year with a lot of work ahead of it, particularly in its battle to promote and level out the rules of the game in the digital sector.

November 22, 2019

Understanding Cloud Computing Market Dynamics in Europe

The rise of the New Digital Economy is altering the dynamics of economic growth. Using cloud computing services fosters productivity and innovation by providing flexibility and scalability. It is a shift from owning ICT assets to purchasing ICT services.

November 5, 2019

Central Bank Digital Currencies and Distributed Ledger Technology

The debate on Central Bank Digital Currencies (CBDCs) was triggered by the emergence of cryptocurrencies like Bitcoin on the one hand, which may compete with traditional central bank money, and the trend towards the disappearance of cash in some countries on the other hand.

July 2, 2019

The digitalization of money

Continuous innovation and the gradual decline of the use of cash are giving way to a new digital monetary system. Central banks must define the new role they will play coming out of this transformation.

April 2, 2019

DiGiX 2018: A Multidimensional Index of Digitization

DiGiX is a composite index that measures the degree of digitization in 99 countries around the world. It classifies information into three broad categories, supply conditions, demand conditions, and institutional environment.

March 7, 2019

Central Bank digital currencies: features, options, pros and cons

The emergence of cryptocurrencies is opening the way to Central Bank Digital Currencies (CBDCs). This paper highlights the pros and cons of issuing CBDCs under four different variants: from the more modest proposals to the most ambitious ones where there could be a serious disruption in financial intermediation.

January 14, 2019

Digital transformation and competition in the financial sector

Digital transformation has opened the financial services market to new kinds of providers with great disruptive potential, including big technology companies. This article explores how the scope of that integration is conditioned by regulation, data access rules and competition policy.