Publications

Here are all of our publications listed chronologically. You can also find the publications relating to single geography under “Publications by geography” or narrow down your search using the “Advanced filter”.

Latest publications on Bancarization

Mexico | From June to August 2024, debit and credit card contracts grow by 0.4 million

21 November 2024

This note contains information related to the number of debit card contracts, credit card contracts, and contracts for mobile phone transactions in multiple banking at the end of August 2024, with the intention of providing an overview of the financial inclusion in the country through multiple banking.

Mexico | Financial inclusion of households or adults in Mexico?

19 July 2024

Base on the National Financial Health Survey (Ensafi) 2023, presented in June 2024, this press article mentions some advantages of having financial inclusion metrics at the household level (inquiring whether any member has any financial product or service).

Mexico | Mobile banking: the future or the present?

17 January 2024

Mobile banking represents a turning point in traditional banking and a new paradigm for the financial system. The study seeks to show the most current statistics regarding the main trends in access, having and use of this technology and to offer some perspectives in the years to come.

Latam | Macrofinancial risks in banking systems

18 October 2023

The current macrofinancial environment in the Latam region has both positive and negative factors affecting banking activity.

Financial Inclusion: No Significant Progress

29 December 2018

At the end of last month, the results of the third Mexican National Survey for Financial Inclusion—one of the most comprehensive financial inclusion surveys in the world—were released by the Mexican Office for the Treasury and Public Credit, the Mexican National Banking and Securities Commission and INEGI (Instituto Nacional de Estadística y Geografía — Mexican National Institute of Statistics and Geography).

Mexico | ENIF 2018: 63.2% of Mexicans use informal savings, 70.2% use informal credit

21 December 2018

The main results of ENIF 2018 (the National Survey on Financial Inclusion 2018) are being presented, and the situation and challenges that the government of AMLO and the financial institutions will face with regards to inclusion and financial education. 47.1% of the population has a bank or financial account (savings), 31.1% credit or credit card and 25.4% insurance.

Inclusión Financiera en América Latina: Facilitadores, Promotores y Obstaculizadores

29 November 2017

La inclusión financiera es una prioridad en la agenda de gobiernos, reguladores y autoridades internacionales. Un marco regulatorio adecuado es una condición necesaria para avanzar en inclusión financiera. El Índice de Prácticas Regulatorias para la Inclusión Financiera evalúa y compara los marcos regulatorios de 8 países latinoamericanos.

An Index of Regulatory Practices for Financial Inclusion in Latin America

4 August 2017

The index assesses and compares the quality of regulations that influence financial inclusion in 8 Latin American countries. It defines three categories of regulatory practices: the enablers, which determine the overall quality of the financial environment; the promoters, which deal with specific market frictions; and the preventers which create distortions and barriers.

Dinero electrónico: una aproximación de la demanda potencial

14 October 2013

La Ley de dinero electrónico, aprobada en el 2012, abre una oportunidad de bancarización a través del uso de equipos electrónicos

Potencial de la banca móvil en Perú como mecanismo de inclusión financiera

14 August 2013

El presente trabajo busca describir el estado actual del desarrollo de la banca móvil y aproximar la demanda potencial que tendría el canal de banca móvil, así como el dinero electrónico.

La banca móvil en México como mecanismo de inclusión financiera: desarrollos recientes y aproximación al mercado potencial

5 June 2013

El bajo nivel de bancarización en México plantea el reto de incrementar la oferta de servicios financieros a través de canales innovadores

Lineamientos para impulsar el proceso de profundización bancaria en Uruguay

15 January 2013

La tesis implícita que discurre en este estudio es que la institución bancaria es el actor que debe liderar un proceso serio de bancarización en un país

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