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Banking regulation

Banking regulation latest publications

May 30, 2019

Banking Outlook. May 2019

The net profit of the system in 2018 was €12.4 billion, the highest since 2009. The key factors affecting the results were cost control and lower provisions. The deleveraging of the private sector continues and the level of NPLs maintains its downward trend. Efficiency and profitability improved compared to 2017 levels.

December 19, 2018

Sovereign risk in the euro zone and its treatment in banking regulation

The crisis has brought with it a notable increase in public debt in the countries affected, especially intense in the peripheral countries of the euro zone. The Greek crisis has fuelled a debate on the treatment of debt holdings in banking regulation and its consideration as a risk-free asset.

July 3, 2017

The US reviews its banking regulation

Trump’s arrival has meant a change of tone in the discourse around financial regulation. The severe restrictions imposed by Obama on the banking sector in response to the profound international financial crisis are now a thing of the past.
  • Geography Tags
  • USA

November 24, 2016

Europe: TLAC implementation and MREL review

The European Commission has published its long awaited legislative proposal to amend both the prudential and the resolution frameworks in Europe. Regarding the latter, the proposal seeks to introduce TLAC for EU G-SIIs and amend MREL for other financial institutions.

June 6, 2016

Basel 2, 3, 4...?

The Basel II agreement, adopted in 2004, introduced greater sensitivity to risk in banks’ capital requirements, which developed their own models in which capital is raised or lowered according to the risk of the assets involved.

February 24, 2016

El modelo de negocio de los bancos españoles en América Latina

El artículo repasa la experiencia de los bancos españoles en América Latina, donde se han expandido mediante un modelo descentralizado, de filiales jurídicamente independientes, orientado al negocio minorista y con financiación local.

October 2, 2015

Financial Regulation | Setting in motion the Capital Markets Union

On Sep 30 the European Commission released an Action Plan on Building a Capital Markets Union, after a public consultation last February. This document provides a more detailed roadmap until 2017 and specific proposals in key areas like securitization and covered bonds. In 2017, the Commission will take stock of the progres…

July 23, 2015

The leverage ratio as a macroprudential tool

On 25 June, the European Systemic Risk Board (ESRB) released a new chapter on addendum on macroprudential leverage ratios (LRs) to its 2014 Handbook on Operationalising Macroprudential Policy in the Banking Sector. It analyses the utility of embedding the LR to the macroprudential tool kit, especially as an effective comple…