Banking regulation

We present a summary and analysis of the most relevant developments and publications in Mexico's financial regulatory landscape.

We present a summary and analysis of the most relevant developments and publications in Mexico's financial regulatory landscape.

In this document we present, on a monthly basis, a summary and analysis of the most relevant developments and publications in Mexico's financial regulatory landscape.

In June 2022, the nominal balance of the current credit portfolio granted by commercial banks to the NFPS grew 11.1% annually (2.9% real), while traditional bank deposits registered a nominal growth rate of 10.2% (2.1% real), maintaining the growth rate observed in the last two months.

The Financial System addresses a number of challenges in the face of the Covid-19 pandemic: to keep an adequate financing flow, preserve appropriate liquidity and a correct operation of exchange rate and debt markets as well as to help intermediaries to cope with the management of market and credit risk.

The net profit of the system in 2018 was €12.4 billion, the highest since 2009. The key factors affecting the results were cost control and lower provisions. The deleveraging of the private sector continues and the level of NPLs maintains its downward trend. Efficiency and profitability improved compared to 2017 levels.