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Deposits

Deposits latest publications

July 12, 2021

Mexico | In May data signaled a turning point in the dynamics of deposits

Slightly more than half of the upturn in bank deposits between February 2020 and April 2021 can be explained by the increase in demand deposits from individuals. How much longer will this trend last? The answer will be known in the coming months. However, May data give us a hint.

July 9, 2021

Mexico | Monthly Report on Banking and the Financial System. July 2021

Banco de México reiterated the resilience of the financial system in the face of the adverse shock of the pandemic, as credits granted remain weak (-8.8% YoY in April) and levels of bank deposits remain close to historical highs.

June 26, 2021

Mexico | Total deposits dropped in April affected by a negative base effect

At present the significant growth in demand deposits has more than offset the slump of term deposits. Given that the rise in demand deposits can be related to temporary factors, the underlying question is: To what extent and how fast will households and companies reduce their accumulated liquid balances as COVID cases drop?

June 7, 2021

Mexico | Monthly Report on Banking and the Financial System. June 2021

Bank credit to the private sector fell 7.9% in March due to the performance of the consumer and business portfolios, while demand deposits continued to drive bank deposits.

May 20, 2021

Mexico Banking Outlook. First half 2021

The banking system has maintained outstanding capital and liquidity levels, which up to now have allowed it to face the adverse effects associated with the pandemic.

May 5, 2021

Mexico | Monthly Report on Banking and the Financial System. May 2021

The 2020 banking dynamics of lower credit granted to the private sector and a sharp increase in banking deposits were among the causes of better financing conditions for the banking system and a higher solvency.

April 23, 2021

Mexico | The rebuilding of bank deposits towards demand deposits continues

Traditional bank deposits (sight + term) continued to grow in February, supported by the sight segment and despite the fall in the balance of time deposits during the last ten months. However, within sight deposits, there were changes in terms of their sources of growth.

April 7, 2021

Mexico | Monthly Report on Banking and the Financial System. April 2021

Total credit granted to the non-financial private sector remains weak. It dropped again in January and was widespread across the country according to regional data as of 4Q20. Total deposits remained strong in annual terms in spite of a seasonal drop at the beginning of the year.