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    August 15, 2024

    Mexico | How does digitalization contribute to financial inclusion?

    This note provides some elements to describe how digitalization (through the Internet) contributes to financial inclusion to access and use formal financial services (digital financial inclusion), focusing mainly on savings and credit products.

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    May 13, 2024

    Mexico | Financial Regulation. March 2024

    We present a summary and analysis of the most relevant developments and publications in Mexico's financial regulatory landscape.

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    August 3, 2022

    Mexico | Do SMS Nudges Promote Financial Health?

    We presented the results of a Randomized Control Test (RCT) to people who received nudges through SMS in order to promote financial health variables. The target population was about 95,000 people in two age groups: 27 to 38 and 39 to 56 years o…

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    May 23, 2017

    Determinantes de la adopción de la banca digital en Es…

    El número de usuarios de banca electrónica en España aumentó el 64,5% desde 2010 hasta rozar los 15 millones personas en 2016. El objetivo de este Observatorio es conocer los determinantes de que un individuo acceda a la banca digital y arrojar…

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    September 26, 2016

    Banking is changing

    A working paper by the Foundation for Financial Studies titled "The change in the business model of banking" was published recently. It includes the opinions expressed during a debate by experts in the sector who agreed on the substance: variou…

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    July 5, 2016

    Colombia | Determinants and Prospects of Internet and Digital Banking Use

    The internet and mobile phone penetration are taking giant steps forwards. The conditions of demand and supply are such that the internet and digital banking use will continue to grow. We estimate that over the next 10 years the number of users of digital banking will rise from 1.9 to 15.6 million people, reaching a coverag…

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    April 26, 2016

    Comercio electrónico y hábitos de consumo en España

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    January 25, 2016

    Neobanks: rethinking financial services

    The creation of neologisms is one of the consequences of the digital transformation, given the need to refer to the new concepts and structures arising as the fruit of innovation. The financial services sector is no stranger to this trend. One …

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    January 18, 2016

    Digital Economy Outlook. January 2016

    In this issue we focus on: EU Digital Regulation Agenda: leveraging digital technologies to strengthen the Single Market; Digital onboarding of financial services: electronic identity as a key element; Internet usage in Spain: generational appr…

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    October 5, 2015

    Financial Regulation Outlook. October 2015

    This month we focus on: Single Retail Financial Market, Basel III monitoring report, New European framework for securitisation, Internal Capital Adequacy Assessment Process, Liquidity in financial markets, Debt Subordination in Europe and Data …

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    August 3, 2015

    Digital Economy Outlook. July-August 2015

    In this issue we focus on: E-commerce in Spain; the EU General Data Protection Regulation; Turkish banks’ digitalisation; the blockchain technology; and Electronic money.

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    July 7, 2015

    Digital Economy Outlook. June 2015

    In this issue we focus on: The digital transformation of banking; The Indian digital ID programme; Final compromise text of the PSD2; The Payment Systems Regulator; and ICT’s contribution to economic growth.

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