Searcher

Digital banking

Digital banking latest publications

More recent Most read

Order our publications chronologically from the most recent to the oldest, regardless of geography and/or topic matter.

Order our publications according to the number of readings by our users, regardless of geography and/or topic matter.

We presented the results of a Randomized Control Test (RCT) to people who received nudges through SMS in order to promote financial health variables. The target population was about 95,000 people in two age groups: 27 to 38 and 39 to 56 years old.

El número de usuarios de banca electrónica en España aumentó el 64,5% desde 2010 hasta rozar los 15 millones personas en 2016. El objetivo de este Observatorio es conocer los determinantes de que un individuo acceda a la banca digital y arrojar luz sobre los factores que incentivan la contratación de un producto financiero …

A working paper by the Foundation for Financial Studies titled "The change in the business model of banking" was published recently. It includes the opinions expressed during a debate by experts in the sector who agreed on the substance: variou…

The internet and mobile phone penetration are taking giant steps forwards. The conditions of demand and supply are such that the internet and digital banking use will continue to grow. We estimate that over the next 10 years the number of users…

The creation of neologisms is one of the consequences of the digital transformation, given the need to refer to the new concepts and structures arising as the fruit of innovation. The financial services sector is no stranger to this trend. One of the latest additions is that of the "neobanks" - but what are they and what do…

In this issue we focus on: EU Digital Regulation Agenda: leveraging digital technologies to strengthen the Single Market; Digital onboarding of financial services: electronic identity as a key element; Internet usage in Spain: generational approach; Update on a European instant payment scheme based on credit transfers ; and…

This month we focus on: Single Retail Financial Market, Basel III monitoring report, New European framework for securitisation, Internal Capital Adequacy Assessment Process, Liquidity in financial markets, Debt Subordination in Europe and Data …

In this issue we focus on: E-commerce in Spain; the EU General Data Protection Regulation; Turkish banks’ digitalisation; the blockchain technology; and Electronic money.

In this issue we focus on: The digital transformation of banking; The Indian digital ID programme; Final compromise text of the PSD2; The Payment Systems Regulator; and ICT’s contribution to economic growth.

In this first issue we focus on: A first overview of the Digital Economy; Economic development and digital banking; E-money in Latin America; Faster Payments; and Measuring the Digital Economy: the Networked Readiness Index.

This month we focus on: High Quality Securitisation (HQS), the European Commission publishes the final version of the Liquidity Coverage Ratio (LCR) Delegated Act, no surprise in the ECB comprehensive assessment, from shadow banking to translucent banking and financial crowdfunding.