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    May 13, 2019

    Colombia | Digital environment of Colombian companies

    An analysis of use and access of the tools for the digital era in Colombian companies, such as: electronic devices, Internet, electronic commerce, large volumes of information, among others. We analize variables that define the adoption and penetration in the company as size and economic sector

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    May 10, 2019

    Colombia | Digital presence in Colombian households

    An analysis of digital adoption trends in Colombian households has been carried out, taking into account the different variables surrounding the use, access and enjoyment of digital technologies.It has also highlighted some shortcomings in Colombia's digital infrastructure.

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    April 2, 2019

    DiGiX 2018: A Multidimensional Index of Digitization

    DiGiX is a composite index that measures the degree of digitization in 99 countries around the world. It classifies information into three broad categories, supply conditions, demand conditions, and institutional environment.

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    September 3, 2018

    Digital transformation, concentration of production, and monetary policy

    The US Federal Reserve closed the summer with its famous annual symposium at Jackson Hole, where renowned economists delve into topics of key importance to monetary policy. The meeting addressed one of the growing concerns about digitisation, namely the ever greater concentration of economic activity in a small number of la…

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    June 21, 2018

    The use of cash and its determinants

    The digital revolution is leading to an increased use of electronic payment instruments; however, cash is still used in 79% of retail payments. This note analyses the factors driving the use of cash for payments across EU countries classified in four categories: access to cash and banking products, degree of digitalisation,…

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    May 28, 2018

    Insurance Outlook. First semester 2018

    Insurance projections for 2018 and 2019 show a general improvement, once corrected the volatility in the life savings branch during 2017. Insurance online purchases are still very low in Spain compared with the European Union, but their growth is very significant. According to BBVA big data, car insurance is the most purcha…

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    April 23, 2018

    More ambition for the European Fintech

    Fintech refers to the application of new technologies to financial services. Although the term is often used narrowly to refer to start-ups, the fact is that financial institutions and major technology companies also form an active part of the digital transformation of financial services.

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    March 20, 2018

    How vulnerable is Spanish employment to the digital revolution?

    The process of digital transformation is under way and advances in robotics and artificial intelligence will create new jobs, but also usher in the automation of many tasks. To lessen the negative repercussions of technological progress on the job market, it is vital that the economic agents (both public and private) manage…

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