Publications

This document presents examples of the application of AI in the field of personal finance; it also calculates the financial literacy index using language models; and BBVA Mexico's financial education staff uses AI to analyze their debit or credit card statements.

In Europe, despite practically universal financial inclusion, financial health indicators reveal much room for improvement. The key lies in offering education, incentives, and advice to create saving habits and promote informed decision-making.

Large fluctuations in the USD/MXN exchange rate impact Mexican migrants' decisions on the amount to remit. In August, the peso depreciated 5.4%, which boosted a 9.3% growth in remittances to Mexico in dollars and an increase converted into pesos of 17.0% in real terms.

This note contains some relevant characteristics and results of the recently published National Survey on Financial Health (Ensafi) 2023, carried out to understand all the aspects that can define the state of financial health of adults in Mexico.

This press release provides information about the financial instruments that minors can access in Mexico, as well as the advantages of having access to this type of tools at that age and poses some challenges.

There is consensus on an economic slowdown in Europe in the coming months, and Spain will be no exception. This is compounded by the evolution of inflation and the rise in the cost of credit. The question arises as to how households are coping with this situation according to their concerns and saving and spending habits.

Press release | In 2019, there were areas of opportunity in the financial health of Mexicans; in 2020, the Covid-19 begins; in 2021, inflation increased; and in 2022 the conflict in Ukraine adds new pressures to inflation. Therefore, in the following vacations, you have to take care of your physical and financial health.