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    August 30, 2019

    Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health

    This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.

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    January 2, 2019

    Financial Resilience of Brazilian Households

    Many individuals and households experience moments of financial difficulty, prompted either by a personal shock, such as losing a job, or an economy-wide shock, such as a recession. Financial resilience is key for consumer welfare and the formal financial system plays an important role.

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