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Infographic Digital Economy Outlook. First quarter 2018

By , , , ,

In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.

Available in Spanish, English

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Digital Economy Outlook. First quarter 2018

By , , , ,

In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.

Available in Spanish, English

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Central Bank Digital Currencies: a new challenge for banking

By

CBDCs are Central Bank-issued instruments that combine cryptography and DLTs to achieve four possible goals: improve interbank settlement, digitize cash to improve efficiency in payments, develop a new monetary policy tool to overcome zero-bound interest rates and increase surveillance and reduce financial system instability.

Available in English

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Digital Economy Outlook. October 2016

By , , , , ,

In this issue we focus on: Cloud computing in the EU: a fragmented regulatory framework; The impact of technological advances on the labour market ; Digital divide and development: an analysis of asymmetries in Internet use; InsurTech and the disruptive insurance ecosystem; and Virtual Assistants: artificial intelligence at your service.

Available in Spanish, English

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Digital Economy Outlook. April 2016

By , , ,

In this issue we focus on: The Open Banking Standard: defining the API bank model; Global regulators and digital financial inclusion: an evolving landscape in need of close attention; Network Information Security (NIS) Directive; China’s digital landscape: a digital kingdom ruled by three kings; and Unicorns: the biggest emerging companies

Available in Spanish, English

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Basel Committee on regulation and supervision for financial inclusion

By

For the first time ever, the Basel Committee has issued guidance on regulation and supervision for financial inclusion. The draft Guidance builds on Basel's Core Principles for Effective Banking Supervision and is intended to help supervisors and regulators around the world accommodate the fast-changing environment of institutions that are relevant to financial inclusion.

Available in English

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Digital Economy Outlook. March 2016

By , , ,

In this issue we focus on: regulatory sandboxing: a risk-based approach to promote innovation in financial services; cyber-attacks: one of the main threats in 2016; Bim: the Peruvian mobile wallet of the unbanked; regulation of digital consumer credit; robo-advisers: the automation of financial advice.

Available in Spanish, English

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Digital Economy Outlook. February 2016

By , , , , , , ,

In this issue we focus on: RegTech, the new magic word in FinTech; Focus on innovation in Australian banks’ DNA; Remote opening of financial products in Latin America; Big Data management and use in the financial services industry; and Financial services trends for 2016

Available in Spanish, English

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Digital Economy Outlook. November 2015

By , , , , ,

In this issue we focus on: Internet availability in the Spanish households; Alternative Lending; Transatlantic data flows; Financial Inclusion Data; and Digital issues in the EC's work plan 2016.

Available in Spanish, English

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Digital Economy Outlook. October 2015

By , , , ,

In this issue we focus on: Smart contracts; Data for financial inclusion in the digital era; Trial and error to achieve universal financial inclusion?; Internet adoption; and Payment services and financial inclusion.

Available in Spanish, English

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Digital Economy Outlook. July-August 2015

By , , , , , ,

In this issue we focus on: E-commerce in Spain; the EU General Data Protection Regulation; Turkish banks’ digitalisation; the blockchain technology; and Electronic money.

Available in Spanish, English

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Digital Economy Outlook. June 2015

By , , , , ,

In this issue we focus on: The digital transformation of banking; The Indian digital ID programme; Final compromise text of the PSD2; The Payment Systems Regulator; and ICT’s contribution to economic growth.

Available in Spanish, English

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Savings under formal and informal conditions

Document Number 15/19

By , ,

This study analyzes different individual's factors that impact savings conditions, based on two innovative surveys performed by the Inter-American Development Bank (IDB) for the cities of Lima and Mexico D.F.

Available in English

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