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At the dawn of a possible new crisis derived from inflationary pressures, it is worth asking how Spanish households are doing in terms of their balance sheet of financial assets and liabilities, and whether we should be concerned about rising interest rates.

Private debt among Spanish companies and households, according to the Bank of Spain’s Financial Accounts for the Spanish Economy, currently stands at 135% of GDP, in line with the eurozone (137%). While both economies now find themselves at a similar juncture, they have followed very different paths.

There is consensus on an economic slowdown in Europe in the coming months, and Spain will be no exception. This is compounded by the evolution of inflation and the rise in the cost of credit. The question arises as to how households are coping …

Young Spaniards emancipate at the age of 30, about three years later than the European average. One of the main reasons for this delay is related to the difficulty of accessing housing at a reduced cost and in a location that meets the preferen…

In May, household consumption slowed compared to April, especially in the second half of the month. Tourism-related spending was the most moderate, while in-city consumption (restaurants, entertainment and urban transportation) remained strong.

This note proposes a path to shore up the measurement of the carbon footprint of the representative household of an economy, enhancing traditional macroeconomic analysis and with the use of Big Data in order to obtain real time outcomes and insights into the impact of the lifestyle of different households.

Some 675,000 homes were sold in Spain in 2021, 38.1% more than in 2020, and well above the level of 2019, before the outbreak of the pandemic. Sales regained the pre-pandemic level in the summer of 2020 and have maintained a robust growth trend since then.

Colombia is deepening its spending decentralization process, not only through the incursion of other large cities other than the capital, but also, and this is what is new, towards intermediate cities and regions other than large population con…

The growth trend in the real estate market continues. After the correction, between 2008 and 2014, the sector has not stopped growing in the last few years. This advance was only interrupted in 2020— the toughest stage in the COVID-19 pandemi…

As the end of the year approaches, it is a good time to think about things we want to take with us into 2022 and what we want to leave behind. Perhaps what we are most anxious for is an end to the pandemic and to get back to “normal” life. …

Since 1996, the number of homes in Spain has increased, as well as their size. This Observatory studies the contribution of different socio-demographic factors such as average household size, population growth and the number of dwellings per household to the demand and size per dwelling.

The year-on-year change in the consumer price index reached 5.5% in October, the highest level seen in the Spanish economy since before the global financial crisis. More worrying still, however, is the inflation we have not yet seen, because companies are forgoing margins.