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The transformation toward the new digital economy, characterized by mobile Internet access and the use of the cloud, has resulted in lower investment in ICT capital goods and increased access to this technology through pay-to-use services.
The rise of the New Digital Economy is altering the dynamics of economic growth. Using cloud computing services fosters productivity and innovation by providing flexibility and scalability. It is a shift from owning ICT assets to purchasing ICT services.
Since the invention of the steam engine at the end of the eighteenth century, technological innovation has been the main source of growth in developed economies. In particular, it is the key reason why today’s average Spanish worker earns eight times as much as at the beginning of the twentieth century, for one third fewer …
Peru lags behind other Latin American countries in the development of innovation. This situation partly reflects inadequate institutional development and a lack of coordination between the actors involved (public sector, private sector and research centres)
We have developed a China Vulnerability Sentiment Index using Big Data. The CVSI index allows us to track the 4 different vulnerability components: SOEs, Shadow Banking, Housing Bubble & FX speculative.
Transformations in banking as a result of the new digital age are challenging financial regulation and supervision. Benefits and risks from the transformation of financial services. The European Banking Authority’s approach to FinTech. Among other issues.
In this issue we will focus on: Banks and new digital players: is there a level playing field?; The paradox of the digital consumer: more demanding but less aware of his rights; PSD2 implementation: transposition deadline draws closer; Central Bank Digital Currencies (CBDC): challenging the financial system as we know it an…
Debate abierto sobre el impacto de la revolución tecnológica en marcha. ¿Qué pasó en las dos revoluciones industriales anteriores? ¿Qué está pasando en el inicio de la actual? ¿Qué pasará en las próximas décadas?