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The internet and mobile phone penetration are taking giant steps forwards. The conditions of demand and supply are such that the internet and digital banking use will continue to grow. We estimate that over the next 10 years the number of users of digital banking will rise from 1.9 to 15.6 million people, reaching a coverag…

In this issue we focus on: Internet availability in the Spanish households; Alternative Lending; Transatlantic data flows; Financial Inclusion Data; and Digital issues in the EC's work plan 2016.