savings latest publications

May 18, 2020

Spain | COVID-19: Stress Testing Household Finances

The essential lockdown measures and cessation of economic activity imposed by governments to controlCOVID-19 will have a negative impact on the economy as a whole and, in particular, on households.

May 4, 2020

Financial vulnerability of Spanish households facing the COVID-19 crisis

Financial vulnerability refers to the ability of individuals or households to cope with a shock involving the loss of the main source of income. We establish the degree of financial vulnerability of Spanish households in three categories: highly vulnerable, vulnerable, and secure.

January 25, 2019

Mexico | Proposed changes to the SAR Law w/potential benefits for workers and the system

The most relevant proposed changes are: a) incorporation of returns in the determination of the fee collection scheme, b) greater flexibility of the investment regime, c) greater ease for workers to have voluntary savings, and d) transformation of the figure of "investment companies specialized in retirement funds" to "inve…

June 30, 2015

Spain | Spanish net lending increased in 1Q15

Spanish net lending increased to 1.2% of GDP in 1Q15 (annual accumulated) as a result of an increase in the saving rate higher than the investment rate. Households and firms led this recovery in the net lending.

June 18, 2015

Savings under formal and informal conditions

This study analyzes different individual's factors that impact savings conditions, based on two innovative surveys performed by the Inter-American Development Bank (IDB) for the cities of Lima and Mexico D.F.