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August 3, 2022

Mexico | Do SMS Nudges Promote Financial Health?

We presented the results of a Randomized Control Test (RCT) to people who received nudges through SMS in order to promote financial health variables. The target population was about 95,000 people in two age groups: 27 to 38 and 39 to 56 years old.

February 10, 2022

Mexico | Inflation 2021, how it affects and what can be done

As is known, Mexico is at a time of high inflation, the National Consumer Price Index (INPC) stood at 7.36% at the end of 2021 and hasn’t had that level since more than twenty years. How does this fact affect personal finances and financial decisions for 2022?

November 29, 2021

Spain | Let's go out

Mass vaccination of the population and COVID-19 infection prevention measures have led to a considerable recovery of household spending, mainly in activities carried out in person and in contact with other people.

October 18, 2021

Spain | Is the housing market recovery sustainable?

Home sales have increased in the last year, far more than expected in an economy that saw GDP fall 10.8% in 2020 — with sector indicators offering plenty of evidence of the strength of demand.

October 11, 2021

Spain | Will savings fall further?

The record highs reached in household savings in the second quarter of 2020, has been one of the most striking characteristics of the current crisis. Since then, it has declined somewhat, which has lent support to the recovery in consumer expenditure and the housing market.

September 20, 2021

Spain | Good inflation, bad inflation

Part of the higher inflation we are seeing in Spain is due to a recovery in demand thanks to strong progress in the COVID-19 vaccination drive and economic support policies. Another part is explained by factors that could slow down growth.

August 18, 2021

Spain | The recovery in consumption marks the difference in regional growth

The data we have up to the middle of the summer shows the Spanish economy is growing faster than was forecast a few months ago. The recovery in household expenditure—and in particular the increase in domestic tourism—has improved the outlook, with stronger revisions for the Mediterranean coast.

May 28, 2021

Spain | Saving during the pandemic

Spain was the Eurozone country that recorded the largest rebound in the household saving rate in the first half of last year. Health restrictions and the fear of contagion were the main factors behind the increase in family savings.