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BBVA Research expects GDP growth to reach 1.0% in 2023, down from 4.4% in 2022, which would push back the prospect of returning to pre-pandemic levels at least until the end of the year.

At the dawn of a possible new crisis derived from inflationary pressures, it is worth asking how Spanish households are doing in terms of their balance sheet of financial assets and liabilities, and whether we should be concerned about rising interest rates.

We presented the results of a Randomized Control Test (RCT) to people who received nudges through SMS in order to promote financial health variables. The target population was about 95,000 people in two age groups: 27 to 38 and 39 to 56 years o…

As is known, Mexico is at a time of high inflation, the National Consumer Price Index (INPC) stood at 7.36% at the end of 2021 and hasn’t had that level since more than twenty years. How does this fact affect personal finances and financial d…

Mass vaccination of the population and COVID-19 infection prevention measures have led to a considerable recovery of household spending, mainly in activities carried out in person and in contact with other people.

Home sales have increased in the last year, far more than expected in an economy that saw GDP fall 10.8% in 2020 — with sector indicators offering plenty of evidence of the strength of demand.

The record highs reached in household savings in the second quarter of 2020, has been one of the most striking characteristics of the current crisis. Since then, it has declined somewhat, which has lent support to the recovery in consumer expenditure and the housing market.

Part of the higher inflation we are seeing in Spain is due to a recovery in demand thanks to strong progress in the COVID-19 vaccination drive and economic support policies. Another part is explained by factors that could slow down growth.

The data we have up to the middle of the summer shows the Spanish economy is growing faster than was forecast a few months ago. The recovery in household expenditure—and in particular the increase in domestic tourism—has improved the outloo…

Spain was the Eurozone country that recorded the largest rebound in the household saving rate in the first half of last year. Health restrictions and the fear of contagion were the main factors behind the increase in family savings.

Household savings increased by a factor of 2.3 in 2020 as a result of the restrictions imposed by the epidemiological situation and the fear of contagion. Moving forward, the absorption of excess savings is a source of uncertainty that could mean an upward bias to short term growth.

In November 2020, recent trends in MoM growth of bank deposits were reinforced. On the one hand, sight deposits rose again supported by savings from individuals. On the other hand, term deposits kept falling in a context of lower rates and a historical recession .