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In March 2019 the nominal annual growth rate of the balance of the current loan portfolio granted by commercial banks to the non-financial private sector of 10.8% (6.2% real). This rate was higher than the previous month (10.0%) and was also lower than the same month of 2018 (11.7%).
In a context of economic slowdown and short-term rates at their highest level since 2009, traditional bank deposits show, in February, a fall in their growth rate to 7.5% annual nominal (3.4% real), a figure not observed since the beginning of 2014.
The CESF reviews its balance of risks, highlighting the increase of foreign risk. The CNBV announces a new publication on financial inclusion. The economic slowdown and unchanged interest rate expectations are the main factors behind financial market movements.
In February 2019, the nominal annual growth rate of the balance of the current credit portfolio granted by commercial banks to the private sector was 10.3% (6.1% real). This rate was slightly higher than that of the previous month (10.1%) and lower than the same month of 2018 (12.0%).
European banks hold sovereign debt on their balance sheet for multiple reasons. Firstly, sovereigns are eligible in order to comply with liquidity requirements. In addition, they can be used as collateral in the private repurchase markets ("repo") and to obtain funds from the central bank.
In January 2019 the nominal annual growth rate of traditional deposits (demand + term) of commercial banks was 7.8% (3.3% real), similar to the previous month (7.9%) and lower than the nominal growth rate registered in January 2018 (9.0%).

March 25, 2019

U.S. Banking Outlook 2019

Despite solid profitability trends, banking conditions could become somewhat more challenging. Sustainable loan growth, higher funding costs and credit risks will be the primary areas of concern. Customer service, digital tools and economies of scale are key for success.
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Financing provided to the non-financial private sector slowed in the second half of 2018. Housing prices rose by 7.9% in the first quarter of 2018. Market players focus on concerns around the financial situation of Pemex and the "patient" stance of the FED.