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September 13, 2019

The Mexican financial system has shown an orderly adjustment to a complicated environment

Through the “Financial Stability Report” (REF), Banco de México (Banxico) monitors the main risks and vulnerabilities that could affect the stability of the Mexican financial system.

September 12, 2019

Mexico | Signs of change in the recent dynamics of sight and term deposits

Sight deposits hiked to 5.7% (YoY), while term deposits slowed down to 12.9% (YoY), influenced by possible signs of change in savings dynamics.

September 6, 2019

Mexico | In July, bank credit to the private sector grew for a third month by one digit

In July 2019, the nominal annual growth rate of the balance of the current credit portfolio granted by commercial banks to the non-financial private sector was 8.6% (4.6% real). This growth was slightly higher than the previous month (8.4%) and, in turn, was lower than the growth of the same month of 2018 (12.1%).

August 30, 2019

Mexico | Monthly Report on Banking and the Financial System. August 2019

Personal loans slow down, with lower average origination figures and higher interest rates in 2019. The share of customers who pay in full each month has grown in both the number of credit cards and the balance of credit granted. Banks granted better conditions for auto loans in 2018.

August 30, 2019

Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health

This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.

August 19, 2019

Mexico | Less dynamism in bank deposits in June influenced by demand deposits

During the month of June, the weakness of the economy once again influenced the growth in the deposits of the banking system. Similarly to the last months, low growth rates of demand deposits predominated over double-digit growth rates of term deposits.

August 12, 2019

Mexico | In June, the nominal annual growth of the credit was one digit and lower than May

In June 2019, the nominal annual growth rate of the balance of the current credit portfolio granted by commercial banks to the non-financial private sector was 8.4% (4.3% real). This growth rate was lower than that of the previous month (9.1%) and also to the rate of the same month of 2018 (13.4%).

July 29, 2019

Mexico | Monthly Report on Banking and the Financial System. July 2019

Update of financial savings and financing indicators in Mexico. Credit limit raised by INFONAVIT. Market performance supported by expected interest rate cuts. Reports by Sociedades de Información Crediticia (Credit bureaus). Information received by SIC from financial institutions.