Searcher

Financial Inclusion

Financial Inclusion latest publications

January 10, 2019

Mexico | Actions to boost the financial sector point in the right direction

The objectives of the proposals are: a) to deepen both the banking sector and the stock market, b) to have more efficient payment metods for the population and, c) in general, to make more efficient the task of capturing and promoting savings, as well as channeling it to productive investment.

January 2, 2019

Financial Resilience of Brazilian Households

Many individuals and households experience moments of financial difficulty, prompted either by a personal shock, such as losing a job, or an economy-wide shock, such as a recession. Financial resilience is key for consumer welfare and the formal financial system plays an important role.

April 6, 2018

Central Bank Digital Currencies in LatAm

We identified the most relevant factors for the implementation of a CBDC in LatAm, under different designs. We concluded that the region could benefit more from the adoption of a CBDC than developed countries. However, the existence of costs associated with implementation casts uncertainty on where it will be adopted first.

April 5, 2018

Central bank digital currencies: An assessment of their adoption in Latin America

This document focuses on identifying factors affecting the implementation of a Central Bank digital currency (CBDC) in Latin American countries. The adoption of a CBDC (non-universal) for the interbank and wholesale payment system would lead to a relatively minor level of disruption in the economy. In this case, the impleme…

March 13, 2018

Digital Economy Outlook. First quarter 2018

In this issue we focus on: The framework for digital regulation in Latin America: How to balance innovation and safety?; Decentralized Applications (DApps): The building blocks of the future Internet; Instant payments; The cloud vs. mainframe conundrum; Enhancing Economic Empowerment through Financial Inclusion.

November 29, 2017

Inclusión Financiera en América Latina: Facilitadores, Promotores y Obstaculizadores

La inclusión financiera es una prioridad en la agenda de gobiernos, reguladores y autoridades internacionales. Un marco regulatorio adecuado es una condición necesaria para avanzar en inclusión financiera. El Índice de Prácticas Regulatorias para la Inclusión Financiera evalúa y compara los marcos regulatorios de 8 países l…

October 16, 2017

Financial inclusion and regulation: successes and failures in Colombia

BBVA Research y el Centro para el Desarrollo Global han elaborado un Índice que permite valorar y comparar las prácticas regulatorias para la inclusión financiera en ocho países latinoamericanos. ¿En qué lugar se sitúa Colombia dentro del índice? ¿Cuáles son sus fortalezas?

September 25, 2017

Young people in emerging countries – are ICTs as necessary as food and drink?

To paraphrase Francisco de Quevedo, we are people who are glued to our mobiles, and these phones have to be exceptional, with an infinite Internet connection. This image, which can be applied to all information and communications technology (ICT), is especially evident among the young.