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Financial Inclusion

Financial Inclusion latest publications

May 18, 2020

Spain | COVID-19: Stress Testing Household Finances

The essential lockdown measures and cessation of economic activity imposed by governments to controlCOVID-19 will have a negative impact on the economy as a whole and, in particular, on households.

May 4, 2020

Financial vulnerability of Spanish households facing the COVID-19 crisis

Financial vulnerability refers to the ability of individuals or households to cope with a shock involving the loss of the main source of income. We establish the degree of financial vulnerability of Spanish households in three categories: highly vulnerable, vulnerable, and secure.

January 27, 2020

Colombia | Financial health shapes consumer welfare

The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.

January 27, 2020

Peru | Financial health shapes consumer welfare

The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.

November 25, 2019

Peru | How can I improve my financial health?

Financial Health is a condition in which people can fully meet their current financial obligations, feel secure about their financial future and are able to make decisions that allow them to enjoy life.

November 25, 2019

Colombia | How can I improve my financial health?

Financial Health is a condition in which people can fully meet their current financial obligations, feel secure about their financial future and are able to make decisions that allow them to enjoy life.

October 14, 2019

Financial Health: Prevention Is Better than Cure

Financial Education Day was celebrated in Spain on Monday, October 7. We have also recently started to notice the effects of the beginning of autumn on health.

August 30, 2019

Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health

This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.