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Financial Inclusion

Financial Inclusion latest publications

November 25, 2019

Peru | How can I improve my financial health?

Financial Health is a condition in which people can fully meet their current financial obligations, feel secure about their financial future and are able to make decisions that allow them to enjoy life.

November 25, 2019

Colombia | How can I improve my financial health?

Financial Health is a condition in which people can fully meet their current financial obligations, feel secure about their financial future and are able to make decisions that allow them to enjoy life.

October 14, 2019

Financial Health: Prevention Is Better than Cure

Financial Education Day was celebrated in Spain on Monday, October 7. We have also recently started to notice the effects of the beginning of autumn on health.

August 30, 2019

Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health

This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.

June 24, 2019

How is the level of financial literacy of Mexicans?

On April 12, the Mexican National Banking Commission (CNBV) published the level of financial literacy of Mexicans in 2018, which was 58.2 out of 100 points. This note describes the main questions related to financial "knowledge", "behaviors" and "attitudes" that were answered incorrectly by more than half of Mexicans.

January 10, 2019

Mexico | Actions to boost the financial sector point in the right direction

The objectives of the proposals are: a) to deepen both the banking sector and the stock market, b) to have more efficient payment metods for the population and, c) in general, to make more efficient the task of capturing and promoting savings, as well as channeling it to productive investment.

January 2, 2019

Financial Resilience of Brazilian Households

Many individuals and households experience moments of financial difficulty, prompted either by a personal shock, such as losing a job, or an economy-wide shock, such as a recession. Financial resilience is key for consumer welfare and the formal financial system plays an important role.

April 6, 2018

Central Bank Digital Currencies in LatAm

We identified the most relevant factors for the implementation of a CBDC in LatAm, under different designs. We concluded that the region could benefit more from the adoption of a CBDC than developed countries. However, the existence of costs associated with implementation casts uncertainty on where it will be adopted first.