Publications

President Trump issued an executive order on May 19 aimed at outlining measures to restrict undocumented migrants' access to the U.S. financial system, including the use of remittance services and digital payment methods.

This analysis calculates the proximity (in km) of economic units in Mexico to commercial banking units (branches, ATMs, etc.), using georeferenced information as an indicator of "access" to financial products and services for the financial inclusion of establishments and businesses.

MSMEs are the backbone of employment in Mexico, but face widening gaps with large firms in productivity, financing, and digitalization. These constraints limit their contribution to value added and shape growth prospects in a context of lower global economic dynamism.

This document presents examples of the application of AI in the field of personal finance; it also calculates the financial literacy index using language models; and BBVA Mexico's financial education staff uses AI to analyze their debit or credit card statements.

In Europe, despite practically universal financial inclusion, financial health indicators reveal much room for improvement. The key lies in offering education, incentives, and advice to create saving habits and promote informed decision-making.

The press article explains that a large portion of adults lack a solid plan for retirement, which leads them to rely on continued work, family support, or government assistance. Therefore, it highlights the need to plan for retirement income early, diversify income sources, and take advantage of investment instruments.

In the second week of September, Bre-B, the new low-value payment system developed by the Central Bank of Colombia (Banco de la República), will become operational. Its value proposition includes the ability to make payments and transfers that are free, secure, and easy between individuals and businesses.