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digital transformation latest publications

August 12, 2019

What do the media and social networks tell us about the fintech phenomenon?

Digital transformation and technological advances have drastically changed the way in which consumers and businesses interact.

July 8, 2019

G20: begin the beguine

The outcome of the G20 meeting in Osaka last weekend of June can be seen as positive; it was a kind of restart after the failure of previous multilateral meetings, with more details and emphasis on previously discussed issues and the addition of certain new ones.

July 1, 2019

Human capital in the era of digital disruption

Recently, the OECD (Organisation for Economic Co-operation and Development) and the Fundación Santillana presented the “OECD Skills Strategy 2019” report, drafted under the supervision of Montserrat Gomendio, Head of the OECD's Centre for Skills.

March 13, 2019

The Government’s digital transformation: yes, it’s big, but it will never be slow again

GovTech is every technocrat’s dream. The extraordinary technological transformation we have seen in sectors such as financial services and retail trade has also reached the public sector. In a surprisingly short time, all types of interaction between the State and its citizens will be different.

December 3, 2018

Employment and productivity in the digital age

Since the invention of the steam engine at the end of the eighteenth century, technological innovation has been the main source of growth in developed economies. In particular, it is the key reason why today’s average Spanish worker earns eight times as much as at the beginning of the twentieth century, for one third fewer …

September 3, 2018

Digital transformation, concentration of production, and monetary policy

The US Federal Reserve closed the summer with its famous annual symposium at Jackson Hole, where renowned economists delve into topics of key importance to monetary policy. The meeting addressed one of the growing concerns about digitisation, namely the ever greater concentration of economic activity in a small number of la…

August 6, 2018

Online financial products and Literary Realism

In talking about the current scenario of online sign-ups for financial products in Spain, we could refer to the lines of the poet Ramón de Campoamor, one of the exponents of Literary Realism: “it all depends on the colour / of the glass through which we look”.

January 8, 2018

Dear Wise Men

I understand that it is too late for the gifts to arrive on time for the 6th, but not all of them are needed tomorrow. I would like to ask you for a little help so that the global economic scenario of 2018 can end up looking like what we are hoping for: high levels of well-synchronised growth among the main geographical ar…