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    September 19, 2019

    Use of technology in the daily life of the Colombian economy

    There are 29m Internet users in Colombia, however the use of digital banking is still low but growing. There are access gaps between rural and urban and income levels. In businesses, there is a significant gap in the use of ICTs by the size of the business, smaller business argue they don’t find a benefit in them.

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    August 30, 2019

    Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health

    This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.

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    July 30, 2019

    Employment vulnerability to the digital revolution: some stylized facts on five countries

    We analyze the likelihood of job automation in a sample of emerging economies: Argentina, Colombia, Mexico, Peru and Turkey. The average risk of automation ranges between 54% and 64. The countries show similar patterns in different aspects, such as distinctions by gender, age and education levels.

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    July 15, 2019

    Libra, a digital currency that is still surrounded by questions

    The announcement of the launch of Libra, the digital currency that Facebook plans to implement, has sparked interest, concern and, above all, great uncertainty about its viability as a business and its financial and social impact.

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    July 9, 2019

    Is there room for reform in competition law?

    Competition law is under scrutiny and policy makers are leading a lively social debate over the challenges raised by digital markets. Revisions to law and enforcement will likely focus on three goals: reducing risks of under-enforcement; reassessing the notion of harm; and targeting digital markets.

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    July 1, 2019

    Sintra, beyond the tweet of Trump

    Central banking forums are particularly interesting, providing as they do an environment where one can take a step back from the volatile present and, even more importantly, take perspective and ask oneself where it is that we are heading.

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    May 27, 2019

    Clocking-in and digital disruption

    Information and Communication Technologies (ICT) are developing and permeating our society for the purpose of helping us to achieve our goals more effectively and ease the way toward the challenges in store.

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    May 13, 2019

    Colombia | Digital environment of Colombian companies

    An analysis of use and access of the tools for the digital era in Colombian companies, such as: electronic devices, Internet, electronic commerce, large volumes of information, among others. We analize variables that define the adoption and penetration in the company as size and economic sector

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