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According to the BBVA Big Data Consumption Tracker, household spending grew 4.9% in real annual terms in January. Spending on services, led the performance with a 12.1% real annual increase. On the other hand, spending on goods slowed down further and fell 7.0% year-on-year in real terms in the month.
In December, consumption growth reached a real annual variation of 3.8%, higher than the 2.3% reported in November, with an acceleration in both goods and services. Goods contracted by 4.2% and services grew by 7.7%. Spending performance trending upward during the month.
In November, our real-time indicator for household consumption behavior fell 2.3% YoY in real terms. The slowdown is generalized by type of goods and services and by city. At the end of the month, some disccount sales boosted electronic purchas…
With data as of October, our high-frequency indicator to measure household consumption in Colombia continues to show a decelerating trend. The moderation in spending was observed in both goods and services and was deepened by the high statistic…
AI is a set of techniques to perform activities which have required human intelligence until now. Despite being in its infancy, it’s proving to be of great interest to researchers, companies and governments around the world. We explore its cu…
In the urgency of transforming the world into a more sustainable place, the process of digitalization of the economy must be established in a sound and homogeneous way. BBVA Research's DiGiX index depicts the digital frontiers defined by the digitization levels of 99 countries.
We presented the results of a Randomized Control Test (RCT) to people who received nudges through SMS in order to promote financial health variables. The target population was about 95,000 people in two age groups: 27 to 38 and 39 to 56 years old.
Scarcity raises the price of a good. This economic law has been drummed into us as a result of the numerous booms and slumps that have molded our societies over the centuries.
The actual socioeconomic context has reinforced and accelerated a number of global trends, in particular sustainability and digitalization, two of the most disruptive. The empirical study conducted by BBVA Research suggests that an inverted U-s…
With the aim of advancing the regulation and orderly development of the use of cryptoassets, President Biden has asked various federal agencies to study those markets in order to ensure comprehensive and coordinated action.
NFTs, ETFs, AI, VR, Web3, CBDCs, BEPS, NGEU... 2022 brings an alphabet soup for a slew of digital aims and strategies that come full of promise. Whether they take off or not will depend on moving forward steadily, with a focus on asking the right questions at each step.
In 2015, 54% of the population had basic or advanced digital skills in Spain, compared to 57% in the EMU. Four years later, the figure reached 57%, one percentage point less than in the wider EMU. From 2019 to 2020, the figure in Spain rose to 60%—still far behind the 80% target set by the 2025 Digital Agenda.
