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    January 10, 2022

    Global | Digital outlook for 2022: an alphabet soup still in the making

    NFTs, ETFs, AI, VR, Web3, CBDCs, BEPS, NGEU... 2022 brings an alphabet soup for a slew of digital aims and strategies that come full of promise. Whether they take off or not will depend on moving forward steadily, with a focus on asking the right questions at each step.

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    December 13, 2021

    Spain | How are your digital skills?

    In 2015, 54% of the population had basic or advanced digital skills in Spain, compared to 57% in the EMU. Four years later, the figure reached 57%, one percentage point less than in the wider EMU. From 2019 to 2020, the figure in Spain rose to 60%—still far behind the 80% target set by the 2025 Digital Agenda.

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    December 10, 2021

    Colombia | The new colombian consumer: changes and trends

    The trends that will determine consumption are: a more digital environment (consumer-banking-commerce), a heterogeneous income recovery, lower savings, more stable weekday spending, greater importance of regions and intermediate cities, and a gradual aging of the population.

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    December 1, 2021

    Spain | Digital skills: what are they and who has them?

    The percentage of the population that has at least basic digital skills is lower in Spain than in the EMU as a whole and fell between 2015 and 2019. Although it rose in 2020 to 60% (65% of Internet users), it is far of the 80% target established in the 2025 Digital Agenda.

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    November 29, 2021

    Europe | Digital euro, questions in search of answers

    How would a digital euro work? What value would it bring when today I can already pay/charge for everything using my mobile, apps and favorite sites? Would it entail risks? So far these simple questions have not met straightforward answers, but they have sparked an extensive economic, political and technological debate.

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    November 3, 2021

    Plataformas digitales de compra y venta de autos transforman el mercado secundario

    El desarrollo de plataformas digitales de compra y venta de autos en México es llamativo por su reciente crecimiento y el potencial de su modelo de negocio. Sus políticas de control de calidad y transparencia en los procesos de adquisición, valuación y venta de seminuevos implican ya un incremento en el bienestar social.

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    October 18, 2021

    China | All you need to know about the Central Bank Digital Currency e-CNY

    We analyze the motivations of the PBoC to promote CBDC, how we define it and how it is going to operate. We also discuss some special characteristics of e-CNY and its potential risks on financial stability etc.

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    October 14, 2021

    Global | Implementing the principle of "same activity, same risk, same regulation"

    The principle of “same activity, same risk, same regulation” is key to achieve a level playing field for all providers of financial services. This Economic Watch analyses this principle, with a focus on the “same risk” element, and explores proposals on how to put it into practice.

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