Publications

Brazil and Argentina stand out as leaders among the 79 Emerging countries considered; Türkiye is broadly inclusive but held back by quality; Peru and Colombia need to leverage their access into deeper use and stronger quality; and Mexico, must raise use and quality further to join the top tier.

In Europe, despite practically universal financial inclusion, financial health indicators reveal much room for improvement. The key lies in offering education, incentives, and advice to create saving habits and promote informed decision-making.

This note contains information related to financial inclusion. Its objective is to present the latest trends and data on savings and transactional accounts and payroll accounts (in commercial banks), and retirement savings funds, disaggregated by gender.

In the second week of September, Bre-B, the new low-value payment system developed by the Central Bank of Colombia (Banco de la República), will become operational. Its value proposition includes the ability to make payments and transfers that are free, secure, and easy between individuals and businesses.

This note uses the most recent data from ENIF and ENDUTIH 2024 to present how digital channels (mobile applications and websites) have contributed to the access and use of financial products in Mexico.

Countries in the region, like Colombia, are developing open finance frameworks. To achieve innovation, competition, and inclusion, it's essential to modernize payments, establish governance that fosters participation, and create robust systems that protect information and customer trust.

This note describes some of the main results of the report "Social Mobility in Mexico, 2025, the path towards financial inclusion" presented by the Espinosa Yglesias Study Center (CEEY).

National employment grows, mainly driven by non-wage employment (+8% annually in March). Of 1.1M jobs created, most are independent and informal, raising the informality rate to 57.2%. The challenge is to formalize this employment to improve conditions and reduce poverty.