Mexico | Card ownership: an annual approximation from ENDUTIH

Summary

The ENDUTIH survey is used to annually approximate card ownership in Mexico, complementing the triennial ENIF survey. It is estimated that by 2025, 70.7% of the population aged 18-70 will have a card. For those over 18, the figure would reach 72.8%. In addition, 10.4% of minors showed indications of card use or access.

Key points

• Key points:
• According to the National Financial Inclusion Survey (ENIF), between 2018 and 2024, debit card ownership among the 18-70 age group increased from 47.0% to 62.8%, and credit card ownership from 23.7% to 28.6%.
• The ENDUTIH approximation, while underestimating the ENIF level, reproduces its trend. In 2024, the gap between the two surveys for the 18-70 age group was 15.1 percentage points (68.2% ENIF vs. 53.1% ENDUTIH).
• Card ownership for those 18 and over would reach 72.8% in 2025. However, this figure may be biased downward due to lower digital channel adoption among older adults.
• About 1 in 10 minors aged 6 to 17 show signs of using or accessing cards or financial services. This proportion has remained virtually unchanged since 2017, in contrast to the progress made among adults.

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