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    Central Bank digital currencies: features, options, pros and cons

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    Published on Thursday, March 7, 2019

    Document number 19/04

    Central Bank digital currencies: features, options, pros and cons

    The emergence of cryptocurrencies is opening the way to Central Bank Digital Currencies (CBDCs). This paper highlights the pros and cons of issuing CBDCs under four different variants: from the more modest proposals to the most ambitious ones where there could be a serious disruption in financial intermediation.

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