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Published on Thursday, June 21, 2018 | Updated on Thursday, June 21, 2018

The use of cash and its determinants

Summary

The digital revolution is leading to an increased use of electronic payment instruments; however, cash is still used in 79% of retail payments. This note analyses the factors driving the use of cash for payments across EU countries classified in four categories: access to cash and banking products, degree of digitalisation, macroeconomic environment and cultural factors.

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Documents and files

Report (PDF)

2018-06-The-use-of-cash-and-its-determinants_EDI-vf

English - June 21, 2018

Authors

JA
Javier Alonso
HG
Hicham Ganga
Jesus Lozano
Jesus Lozano BBVA Digital regulation & trends More information
ÁM
Álvaro Martín
PM
Pablo Mirón Ramos
CP
Cristina Plata
Ana Rubio
Ana Rubio BBVA Financial regulation More information
Adrián Santos
Adrián Santos Senior economist for Financial systems
BBVA Research
More information
JV
Javier Villar

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