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Initial Coin Offerings, or ICOs, constitute a new financing method for start-ups specialising in blockchain technology. It consists in the sale to investors of a percentage of their own cryptographic tokens issued by the company, normally in exchange for cryptocurrencies such as bitcoin or ether.

La nueva economía, fuertemente basada en las tecnologías de la información y las comunicaciones (TIC), está avanzando exponencialmente en los últimos años.

This year will be characterised by the ongoing implementation of the numerous and exhaustive regulations which have been approved in recent years to make bank balance sheets more resilient to crisis. We review the principal milestones of 2014 a…