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Retail or not retail. Have European banks become more retail on the wake of the crisis?

Published on Wednesday, June 28, 2017 | Updated on Friday, June 30, 2017

Retail or not retail. Have European banks become more retail on the wake of the crisis?

In early 2017, retail banking activities represented 30% of EU banks’ balance sheet. The crisis triggered an increase in the orientation of banks towards their core banking activities. Driven by market forces and new regulation, retail deposits expanded from 22% of the balance sheet to almost 30%.

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