Retirement latest publications

May 8, 2018

More spending on pensions

The negotiation of the Spanish National Budget has restored the updating of pensions with the inflation for 2018 and 2019 and has delayed the entry into force of the Sustainability Factor (FS from its Spanish initials) until 2023. Although it would be wise to be prudent and wait for the recommendations of the Toledo Pact.

March 23, 2018

Let's not put the future of pensions at risk

Pensions are again at the heart of an intense debate. Adjustment for inflation and the repeal of the 2011 and 2013 reforms are among the demands that are putting the sustainability of the system, and consequently the sufficiency of future pensions, at risk.

February 19, 2018

Pensions and private savings

In the last few weeks, the debate on private savings as an instrument to supplement public pensions has again intensified. Although this has always been a topic for discussion and analysis, the recent cause was the royal decree that will enable the amount saved in pension plans to be redeemed after 10 years.

January 15, 2018

Continuing to improve the public pension system

The public pension system is a fundamental pillar of the welfare state. And for it to continue being so, it is necessary to modernise it and adapt it to the changes being undergone by Spanish society. Fortunately more and more people are reaching retirement age and are doing so with a longer life expectancy.

August 28, 2014

The informal economy and the constraints that it imposes on pension contributions in Lati…

Low contribution levels to pension schemes in Latin America are an enormous obstacle limiting the implementation of a broad-based social security system. Contribution rates measured as a ratio of contributors to the total labour force stand at an average of 40%, or 60% in the best of cases. Although previous studies explain…

April 19, 2011

A review of the pension systems in Latin America

Latin America is one of the pioneers in introducing individual capitalization schemes as part of their compulsory component of their pension systems. Now what reforms have been achieved today? What challenges lie ahead?

April 18, 2011

Una revisión de los sistemas de pensiones en Latinoamérica

Latinoamérica es una de las regiones pioneras en la introducción de esquemas de capitalización individual como parte de un componente obligatorio en sus sistemas de pensiones. ¿Qué han logrado las reformas al día de hoy?.